Debt purchasers

Our team has extensive experience in debt recovery, regulatory compliance, and litigation, ensuring that you maximise recoveries while remaining compliant.

Support for debt purchasers ¶

At Harwood & Co, our team of debt recovery solicitors and support teams provide expert legal support tailored specifically for debt purchase companies operating in the UK. Our team has extensive experience in debt recovery, regulatory compliance, and litigation, ensuring that you maximise recoveries while remaining compliant with evolving legal frameworks.

We have worked with Debt Purchase companies on different projects over the years. For example we successfully secured thousands of charging orders on behalf of a debt purchaser over a two year period.

Our debt recovery services ¶

Debt Recovery & litigation - maximising recoveries while maintaining compliance is key. We handle pre-legal collections, County Court proceedings, High Court enforcement, to enhance your recovery rates.

Negotiation & settlements - our experienced team of debt recovery and insolvency solicitors negotiates with debtors and third parties to secure favourable settlements, ensuring a practical and cost-effective approach to debt resolution.

Dispute resolution - if a debtor disputes a claim, our dispute resolution solicitors provide robust legal representation to protect your interests, whether through mediation, arbitration, or court action.

Insolvency action - in some instances, Insolvency action may be the most appropriate step to take. This can either lead to payment or appropriate recoveries through an Insolvency Practitioner.

What our clients say

Kinleigh Folkard & Hayward

Harwood & Co are friendly and approachable, and I feel I can always pick up the phone if I need some advice - Denise Martin

Wilson & Co

After 15 years of using Harwood & Co for debt recovery and more complex litigation, I highly endorse their services - David Wilson

Redwood Collections

We have complete trust that any client who chooses to engage with Harwood & Co will be looked after with professionalism and integrity, and can expect the best possible outcome - Stuart North

Why choose Harwood & Co? ¶

Making the right choice when seeking legal advice or support is important. Our solicitor-led debt recovery services for debt purchasers are built on decades of sector-specific expertise. ¶

Industry expertise – we specialise in legal services for debt purchase companies, understanding the unique challenges you face.
Compliance focused – we're experienced at working with FCA regulated clients, and have systems and processes in place so that our clients remain compliant when they instruct us.
Efficient recovery strategies – we balance legal action with commercial sense, maximising recoveries while protecting your reputation.
Tailored legal support – whether you need ongoing legal advice or case-specific assistance, we provide solutions that fit your business needs.

Get in touch

DEBT PURCHASERS

FAQs ¶

Find answers to some of our most frequently asked questions below. If your question is not answered in our FAQs, please get in touch with our team by filling out the enquiry form on our contact page or calling us on 0113 245 7027.

How can I get started with debt recovery? ¶
Contact our legal team to discuss your case. We offer an initial consultation to assess your options and recommend the most effective course of action, whether through informal negotiations or legal proceedings.
Can I recover debts from a company that has gone into administration or liquidation? ¶
If a debtor company has entered administration or liquidation, debt recovery becomes more complex. We can assist in submitting a claim to the appointed administrator or liquidator and exploring options such as director liability claims if misconduct is suspected.
How long do I have to pursue a debt before it becomes unenforceable? ¶
In the UK, generally, a debt may become "statute-barred" after six years under the Limitation Act 1980. However, the law on the area is complicated and the limitation period could be longer or it could be extended. If you are owed money, and are concerned about limitation, please contact us urgently.

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Meet the team

Steven Redman

Head of Debt Recovery

Sylwia Fish

Debt Recovery Paralegal

Gareth Allen

Head of Client Relations

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Submit a new claim ¶

Please fill in this form with as much detail as possible. You will then be contacted by a member of our team who will review your submission, set out proposed next steps, and provide a cost estimate for them. Alternatively, you can call us on 0113 245 7027.